Free audit

See what your Stripe account is losing to failed payments

Connect your Stripe account in read-only mode and I'll send you a one-page report on your failed-payment rate, your top decline codes, and a conservative estimate of how much of that revenue is recoverable. Free, no credit card, no sales call. The report lands in your inbox in about 10 minutes. Prefer not to connect? You can upload a Stripe CSV export instead, no OAuth required.

Step 1 of 2: enter your email so the report has somewhere to go. Step 2 is a Stripe authorization prompt where you grant read-only access. You can revoke it at any time from your Stripe dashboard.

On the next screen, Stripe will ask you to authorize RecoverStack with read-only access to your charges and invoices. RecoverStack does not request any write permissions. The token is revoked immediately after the report is built.

or, without connecting Stripe

Prefer not to connect Stripe? Upload a CSV instead. (coming soon)

A no-connect option is on the way: export a CSV of your failed payments from Stripe, upload it, and get the same decline-code teardown emailed, no OAuth required. Want it now? Run the read-only audit above, or email me at support@recoverstack.dev.

What you'll see in the report

  • Failed-payment rate as a percentage of MRR over the last 90 days.
  • Your top 3 decline codes with counts.
  • A conservative recoverable-revenue estimate (40 to 60% of failed charges times your average ticket).
  • Plain-English notes on what each decline code means.

Why I'm offering this for free

I'm Yarin Goldstein, the solo founder of RecoverStack. I'm pre-launch and trying to learn how real Stripe accounts fail, what decline codes show up most, and which categories of customer get hit hardest. Reading 50 anonymized audits teaches me more about the product than any survey would. The report is useful to you regardless of whether you become a customer.

How your data is handled

  • Read-only access. Stripe Connect is requested with the read_only scope. RecoverStack cannot create charges, refunds, customers, or anything else on your account.
  • Card data is never stored. The audit reads aggregate decline metadata, not card numbers. I never see PANs, CVCs, or expiry dates, and neither does the database.
  • CSV uploads are processed in-memory, not stored. If you use the no-connect CSV option, the file is parsed in memory to count decline codes and then discarded. Only the aggregate decline-code counts are retained, never the raw file.
  • Connection revoked after the audit. Once the report is generated and emailed, the Stripe Connect access token is revoked immediately. Re-running the audit later requires you to grant access again.
  • 90-day retention, then hard-deleted. The audit record (rate, decline codes, recoverable estimate) is kept for 90 days so you can ask questions about it. After that it gets deleted from the database via a scheduled job. The Stripe customer-level data fetched during generation is dropped immediately after the report is built.
  • Email goes on the waitlist.The email you provide also enters the founding-cohort waitlist. You can reply with "remove me" and I'll take you off it within 24 hours.

Want the full picture of what RecoverStack can and can't do with a Stripe account? Read the security & trust page.

What I don't know yet

The recoverable estimate is a model based on industry data and my own reading of Stripe's decline-code docs, not on customer outcomes I've observed firsthand. Once cohort customers start running RecoverStack in production, I'll publish the real recovery rates on recoverstack.dev/metrics. If your audit number turns out to be wildly off when you start recovering, I want to hear about it.